news real estate
SCELLIER, priviligier CITIES
Trapped by the attraction tax. So they thought achieving economies, many owners have learned to their cost, to be wary of advertisements extolling the estate tax exemption programs. "Many people are in difficult situations because they lost the tax advantage because a tenant and can not resell," says Isabelle Faujour, deputy director of the UFC-Que Choisir. Between 5000 and 10,000 people by the Consumers' Association, and to " 29 000 investors, many impoverished, indebted" would be affected, according to the Association for the Defence of investors and agents (Adim ). Their mistake? Have invested in programs estate tax exemption or type Robien Borloo.
In the quest for a rare gem: the tenant
Created in 2003, the device Robien offer tax relief, provided the owner rents the unit for nine years. But many owners "bought an overpriced property for which they do not find a tenant and lose the benefit of tax exemption," Claudy says Giroz, president of Adim. As Sylvie, Lille 45. When traveling to the scene of housing, she is appalled. "The home is full of defects, has problems of acoustics and its location completely unlikely in the forest more than three kilometers from the village. There, you quickly realize that you are the owner of a property overvalued to 600 miles from home with the prospect of keeping it for 10 years with a loan of 25 years on the back. "A delivery problem but especially location. Between 2003 and 2008, nearly 350,000 homes were built under of Robien, a study by the Credit Foncier . Thus, "in about sixty cities with over 50,000 inhabitants, the rental supply far exceeds demand." New towns like Dijon, Besançon, Valence, Gap and Saint-Quentin are considered in this study as new sectors to "rental risks, that is to say without the need rental.
rents unrelated to the value of
"You feel trapped. At the time of purchase, everything is presented as a financial investment and support becomes real alternative, said Denis, a 42-year-Orleans. This would cost us between 150 and 200 euros per month. In practice, it is rather around 400 euros per month. "Indeed, some developers have introduced the risk-free, making estimates of rents unrelated to the rental demand. So it is between 6 and 13 euros per square meter in the new housing, landlords require on average between 11 and 25 euros per square meter, according to Credit Foncier . Given the lack of candidates for hire, so investors are forced to lower their prices. Indeed, to preserve the tax advantage of the property, they can not leave it vacant for more twelve consecutive months.
"What a very bad bill?"
Emmanuel, an engineer of 36 years, which has invested 130 000 euros property, now estimated its losses at 30,000 euros, the equivalent of what he intended to save. Then comes the problem of resale. "What wrong with a flat bill in an area with low rental potential without losing money, so that everyone will want to resell the same time?" Asks another investor. To prevent the next Buyers of such disappointment, the Credit Foncier remember a few rules of conduct. Some are common sense, as does choosing a vibrant and attractive, or "a city that is known and possibly not too far away" from his home. More useful, the Credit Foncier advises investing in a flat energy efficient, anticipate the aging of the property for resale to end and especially to learn about the rents in the city of purchase.
source: lefigaro
0 comments:
Post a Comment