February 2011

Monday, February 28, 2011

Biblical House Warming Messages

Dedication Kaatje Vermeire & Tine Mortier

This Saturday, March 5 we will Tine Mortier and Kaatje Vermeire for their book published in French in Rowan "Mary and the things in life."
Come meet around a festive snack on Saturday between 15h and 18h.

Thursday, February 17, 2011

How To Reply On Email Follow-up Interview

Grime-Mop revisited by Atak

laminated After this book in several bookstores in Berlin, I ended up ordering for us, so in German, but I have no doubt that a French publisher will translate it soon! ! Hoffmann's stories illustrated by Atak. A real gem, available from Tropismes Youth!!

Sunday, February 13, 2011

Raquel Darrian On Fire Free

Cars, airplanes, boats and Co.

The masked avenger, a newcomer to the world of children's books, charms us with pretty animated books. We especially enjoyed the book "Transport" illustrated by Aurélien Debate.
flaps, zippers, wheels that allow us to see inside the buses, trains, cars, etc. ...

Saturday, February 12, 2011

Twin Seater Buggy Plans Free

PAN & CHAT

New series of books for toddlers, Pan & cat illustrator Aki! Four stories published simultaneously
Gallimard Giboulées and low price: 5.50 euros! To see in
Tropismes Youth!

Thursday, February 10, 2011

Hermes Woodbury Commons

Tax Relief: ARE YOU Hustler or scam?

Source: http://www.yahoo.monnaietime.fr/2010/12/17/defiscalisation-etes-vous-arnaqueur-ou-arnaque/

Posted by Jean-François Filliatre 17/12/2010
the

Individuals chasing tax benefits. But this is not the big winners of the tax exemption. Far from it ...

February 8

Sustaining its rental investment

Individuals chasing tax benefits. But this is not the big winners of the tax exemption. Far from it ...

Last lap for fuel tax benefits and pay less income tax in 2011. Before the planned tightening tax loopholes. Not only many of them will be planed by 10% next year, but the overall ceiling for tax deduction provided for in 2011, is also lowered. 20 000 plus 8% of taxable income, it will increase to 18 000 euros plus 6%.

The tax loopholes, this is a very nice term to stigmatize investors wishing to reduce their taxes. And give them an image of profiteering at a time of scarcity of money. Would you therefore scammers society? Unless you are scammed !

a disguised subsidy to economic sectors

All investments do not qualify for tax benefit. The main targets the financing of small and medium enterprises through Mutual fund investment in innovation (FCIC), the local investment fund (PIF) or through the subscription of shares in capital increase. The estate, with the laws Scellier Malraux or investments in rural area revitalization. Not to mention retirement savings plan with the popular retirement.

first observation in most cases, people would not support such investments without tax benefit. More than assist individual investors, they correspond to a hidden subsidy to an economic sector. In what state would the real estate market of nine, after the crisis, had he not had the benefit Scellier? That is why the government recently decided to abolish the tax reduction on interest on loans for principal residence. For this market, the donkey is a natural desire to drink ...

The art of being fleeced by pleasure

Second certainty distributors of financial products or real estate are more seasoned that savers! The nine programs are sold primarily in Scellier therefore find themselves often more expensive than other construction for the buyers.

other words, developers have the annoying tendency to increase their margins, just to recover on their behalf all or part of tax benefit .

Champion of all categories of practice: mutual fund investments in innovation where managers take a performance fee of 20% - A common practice in the non-side - on the part of the portfolio invested in stock. And do not hesitate to load the boat on other charges.

Minister of Economy it is moved elsewhere, to the point of a decree to limit the excesses.

Convinced of getting a good deal, investors indulged in to hunt for tax-free investments. To the delight of developers and managers of these products, the winners of these operations!

Morality History: stop making tax the key criterion for choosing an investment can cause you to be fooled.

The tax should be the icing on the cake. Nothing more !

What Is Oesteophytosis

Successful adaptation! Manuele Fior

What a good idea to have adapted the cartoon "almost classic" children's literature published in the School of Recreation several years ago. Cati Baur is that it is stuck and it's really well done! A very little reservation about the typo used, but it's a tiny detail both sets, family scenes, the environments are well rendered by the original drawing Cati Baur. We want more! The story of the orphan 5 (as the title does not say ...) living in this strange house by the sea is a real gem of humor and emotion, brilliantly told by Malika Ferdjoukh.
For now the Enid Volume 1 is available published by Delcourt, strongly result! A full
novels are at the School of Recreation at the price of 19.50 euros

Smashbox Vs Makeup Forever Foundation

Leaseback: SCELLIER, priviligier CITIES

Source:

news real estate

SCELLIER, priviligier CITIES

Trapped by the attraction tax. So they thought achieving economies, many owners have learned to their cost, to be wary of advertisements extolling the estate tax exemption programs. "Many people are in difficult situations because they lost the tax advantage because a tenant and can not resell," says Isabelle Faujour, deputy director of the UFC-Que Choisir. Between 5000 and 10,000 people by the Consumers' Association, and to " 29 000 investors, many impoverished, indebted" would be affected, according to the Association for the Defence of investors and agents (Adim ). Their mistake? Have invested in programs estate tax exemption or type Robien Borloo.

In the quest for a rare gem: the tenant

Created in 2003, the device Robien offer tax relief, provided the owner rents the unit for nine years. But many owners "bought an overpriced property for which they do not find a tenant and lose the benefit of tax exemption," Claudy says Giroz, president of Adim. As Sylvie, Lille 45. When traveling to the scene of housing, she is appalled. "The home is full of defects, has problems of acoustics and its location completely unlikely in the forest more than three kilometers from the village. There, you quickly realize that you are the owner of a property overvalued to 600 miles from home with the prospect of keeping it for 10 years with a loan of 25 years on the back. "A delivery problem but especially location. Between 2003 and 2008, nearly 350,000 homes were built under of Robien, a study by the Credit Foncier . Thus, "in about sixty cities with over 50,000 inhabitants, the rental supply far exceeds demand." New towns like Dijon, Besançon, Valence, Gap and Saint-Quentin are considered in this study as new sectors to "rental risks, that is to say without the need rental.

rents unrelated to the value of

"You feel trapped. At the time of purchase, everything is presented as a financial investment and support becomes real alternative, said Denis, a 42-year-Orleans. This would cost us between 150 and 200 euros per month. In practice, it is rather around 400 euros per month. "Indeed, some developers have introduced the risk-free, making estimates of rents unrelated to the rental demand. So it is between 6 and 13 euros per square meter in the new housing, landlords require on average between 11 and 25 euros per square meter, according to Credit Foncier . Given the lack of candidates for hire, so investors are forced to lower their prices. Indeed, to preserve the tax advantage of the property, they can not leave it vacant for more twelve consecutive months.

"What a very bad bill?"

Emmanuel, an engineer of 36 years, which has invested 130 000 euros property, now estimated its losses at 30,000 euros, the equivalent of what he intended to save. Then comes the problem of resale. "What wrong with a flat bill in an area with low rental potential without losing money, so that everyone will want to resell the same time?" Asks another investor. To prevent the next Buyers of such disappointment, the Credit Foncier remember a few rules of conduct. Some are common sense, as does choosing a vibrant and attractive, or "a city that is known and possibly not too far away" from his home. More useful, the Credit Foncier advises investing in a flat energy efficient, anticipate the aging of the property for resale to end and especially to learn about the rents in the city of purchase.

source: lefigaro

Monday, February 7, 2011

How To Cut Letters In Matboard

Dedication of the radius and Piero Macola

It is with pleasure that we learned of the appointment
Manuele Fior in Angouleme. His album " Five thousand kilometers per second ( Fauve d'Or prize in 2011 of best album), we had warmly recommended as its release in January 2010. As we strongly recommend reading his superb "Fräulein Else," an excellent adaptation of the novel by Arthur Schnitzler. If his work as a colorist touches our heartstrings, his sense of narrative, of the ellipse and dialogue are equally remarkable. Historically, the idea of trying to invite us. In early January, good news, the thing happen. In late January, the jury of Angouleme confirms that we had been right to praise this book with soft contours, along with respect, narration and pointillist
intimate. Manuele Fior, accompanied Piero Macola , both published by Atrabile, pass autograph from Tropismes the Friday, February 11, meet us so these discrete Italian, talents so highly recommendable to 16h. to 19h.